2026

You work hard for your money. You deserve to see it grow and work for you, helping you achieve your financial dreams whether it’s an early retirement, funding your children’s education, or simply enjoying more frequent vacations. But what if investment fees are silently eroding your returns, jeopardizing your ability to reach those goals? In the world of investing, fees can be a significant drag on your portfolio’s performance. While some fees are transparent, like the expense ratios of mutual funds, many others are hidden within commissions and account charges. […]

Bill Perkins’ “Die with Zero” offers a provocative challenge to traditional financial planning: instead of aiming to accumulate the largest possible nest egg, why not focus on maximizing your life experiences and ensuring you spend your money before you die? This book has generated a lot of buzz, and while it presents some compelling ideas, it’s essential to approach its advice with a discerning eye. Brief Summary: Perkins argues that we should prioritize “life experiences” and allocate our spending across our lifespan to optimize for enjoyment and create lasting memories.