In light of the Covid-19 crisis, I’ve created a list of things to consider when it comes to your personal finances. This is not an exhaustive list and resources, circumstances and strategy seem to be changing almost daily. Regardless, I hope this will give you practical and actionable ideas to help you during these unpredictable times. ... Read More.
What if every dollar you made was put to work with the goal of maximizing your happiness? What would that look like? It’s honestly hard to imagine. In our consumer-driven culture, we’re constantly inundated with ideas about things that should make us happy — a bigger house, a nicer car, the newest gadgets — and ... Read More.
Most of us have tried and failed to stick to a monthly budget at least once in our lives, and many of us have come to have a strong dislike for the word “budget” as a result. But we all have important financial goals that we want to achieve, and one way or another we ... Read More.
One of the questions I’m asked quite often, is whether it’s better to pay down debt or save for retirement. The answer, as is almost always the case in personal finance, is that it depends. Both are smart moves and the right decision depends on the specifics of your situation, the goals you’re trying to ... Read More.
Potential clients often come to me in one of two predicaments. Some people feel stuck in their current financial situation, unable to see how they could possibly change things. Others have a lot of ideas, but they can’t tell good from bad and they don’t know what to focus on first. Whichever end of the ... Read More.
“Budgeting” has earned itself a negative reputation. People hear the word and think of strict limits, a spartan existence, and the guilt that comes from overspending.
There’s also the idea that your budget should look like other people’s budgets. I regularly get asked what’s a “normal” amount to spending on groceries or rent, or what’s a “normal” amount of savings. And while I understand where the question is coming from, it’s honestly frustrating for me to hear. ... Read More.