You might wonder how your investments add up. How do they compare to other investments? Sure you are adding money to your account and you see your account grow but does that mean the investments themselves are growing effectively? In the news we often hear about the performance of the “S&P” and the “Dow Jones” ... Read More.

Even though the inflation rate has eased from the June 2022 high of 9.1% to a current rate of 3.1%, we continue to feel inflation’s effect on our budget. What is most important is how we react to it. Effective strategies can turn inflation from a foe into a catalyst for financial growth and stability. ... Read More.

Finding the right financial advisor can be challenging. Just about anyone can call themselves a financial advisor, since there is no regulation of the title and no standard that has to be met in order to use it. This means that your search can leave you sifting through a confusing mess of service models, fee ... Read More.

There is plenty of buzz out there about passive income. I hear it from clients. I hear it from friends. I see blog posts and social media posts and even major news outlets enchanted by the idea of passive income. It’s easy to understand why. Investopedia defines passive income as “money being earned regularly with ... Read More.

I’m often asked about the benefits of tax loss harvesting and how this strategy can be used advantageously. In some circumstances it makes sense, however, I think this strategy is oversold. Let’s define these terms and take a deeper look. Tax Loss Harvesting Tax Loss Harvesting is a practice that can be executed throughout the ... Read More.

I am being inundated with new headlines about market declines and volatility. The last time I wrote about this topic was in 2016. Since that time, the S&P has increased by almost 50% even factoring in the bear market losses we have seen this year.  During the last six years, we have experienced declines of ... Read More.